Pennant Technologies , an agile and innovative financial technology company, today announced its inclusion in two recent Gartner reports focused on the application of artificial intelligence (AI) in banking. According to Pennant, the reports highlight how banks can apply predictive AI, synthetic data, and AI agents to strengthen credit risk management, improve loan orchestration, and operational efficiency across the lending lifecycle.
Pennant, including its Agentic AI Lending Solution, was referenced in the following Gartner reports:
In the report, Gartner notes, “As commercially available loan origination and management solutions increasingly incorporate AI-based risk management features, bank CIOs can work with business leaders, chief data and analytics officers and data scientists to assess AI techniques to complement rule-based credit decisioning.”
“We believe that these Gartner reports reinforce what we are seeing across the market, banks are moving beyond experimentation and actively operationalising AI to drive measurable outcomes in lending,” said Sireesh Patnaik , Chief Product & Technology Officer, Pennant Technologies . “Pennant’s platform is purpose-built to help financial institutions apply intelligent automation to improve credit risk assessment, accelerate loan origination, and enable AI-driven orchestration across the entire lending lifecycle.”
Pennant’s future-ready, end-to-end lending lifecycle platform, pennApps Lending Factory , enables banks and financial institutions to modernise credit decisioning and loan management by embedding AI-ready workflows, advanced data strategies, and scalable automation across core lending operations. Pennant’s Agentic AI Studio platform brings autonomous AI agents directly into the lending workflow to accelerate decision-making and improve operational efficiency across the entire lending lifecycle. Designed to enhance existing systems rather than replace them, the solution embeds intelligent agents that streamline processes from customer onboarding and KYC to underwriting, servicing, and collections, helping banks make faster, smarter decisions while maintaining compliance and control. Pre-trained on lending workflows and regulatory frameworks, these agents deliver explainable, compliance-ready recommendations, integrate seamlessly with core banking systems, CRM, and bureau APIs, and continuously learn from operational patterns to optimise performance over time.
As banks prepare for the next phase of AI adoption, Pennant’s AI-driven lending solutions are designed to deliver transparent, configurable, and regulator-aligned capabilities that align innovation with sound risk management. For more information on Pennant’s Agentic AI Studio Solution, please visit: https://www.pennanttech.com/pennapps-agentic-ai-studio/
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Source: Business Wire India
